It isn't a walk in the park, I'll tell you that. First off, there's no entertainment budget, grocery lists tend to be rather repetitious from week to week, and renting one's housing, rather than buying it, is pretty much a necessity, since without the means to pay for utilities, ad velorum taxes, and homeowners insurance, in addition to the mortgage payment, there's little point to taking out a mortgage. One also learns to 'do more with less' regarding one's wardrobe, and hopes like heck they never get really sick or have a catastrophic accident. Living from paycheck to paycheck is a real challenge.<quoted text>I don't know how people do it.
One does what one must.