I get it. You are saying:<quoted text>
So, the courts voted in favor of requiring banks to issue bad loans.
Bad home loans are of two kinds. The first is where the borrower lacks the financial resources to repay the loan. The second is where the property is worth less than the loan and/or is likely to decline in value, such as in depressed neighborhoods.
Once again, politics trumps sanity.
A white family is a good loan
A black family with similar financials is a bad loan.
Now, read this very slowly because evidently you don't get it.
The banks loaned money to white families and not black families even though their financials were equal.