fred is impervious to facts. Apparently, he thinks Obama has been president for 12 years.<quoted text>
The Kenyan is 100% responsible for blackmailing bankers into issuing mortgages to minorities or face the charge of racism.
Democrats are 100% responsible for the trillions in sub prime loans that collapsed the financial sector.
CRA reline area loans are statistically more solvent than voluntary loans. No one is 100% responsible, but the private sector banking practices bear way more than 50%.