Oh, I can guess. Hawaii is also a "no fault" state and I owned a motorcycle besides my car. My car insurance when up 50% when I moved from Alabama to Hawaii and my motorcycle insurance went up 300%!!! You see, most motorcycle-car accidents are caused by the car drivers but the cyclists is usually the one gets hurt.<quoted text>
As you may know, we have 10 provinces in Canada. Like the states in your country, they each administrate their own ministry of transportation and each has its own licence plates. Same for insurance. Well, we have 3 provinces that have mandatory govt insurance for cars as refers to 3rd person liability. The other 7 provinces have private insurance companies only. Guess which charge the cheapest premiums and which bring in the most money to their respective provincial govts? And they are no-fault, the three of them. Ontario, the biggest province, is by far the most expensive. You got it. Private insurance companies.
Yep, "no-fault" also makes it cheaper for the HIGH RISK drivers while more expensive for the LOW RICK drivers. So, you can have you "no-fault" ins.!!! Been there, done that.