Your creditors may negotiate, but beware of drawbacks
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#1 Jul 31, 2009
I don't understand how people can claim they can't afford to pay their credit cards if they have these lump sums sitting around to settle with.
#2 Jul 31, 2009
Plus debt settlement messes up your credit...not as bad as bankrupty...but it does lower your score..and they make a note on your account that you had to settle for a lesser amount than you owed... I have noticied after talking with people about their debt.. they dont really have cash on hand to pay things off.. they borrowing it from another credit account (home equity, another credit card...ect..) and they tell themselves to rationalize it "oh but its a lower interest rate"... but they never pay that sum off.. then a few months maybe a year.. they are borrowing money from someone else to pay that one off.. its a never ending cycle... robbing peter to pay paul..I believe its called... All I know is we signed up with Lighthouse Credit Foundation and we will be debt free in 54 months all but our house... and I am just counting down the days.. maybe sooner if we can pay extra some months!!! They were a blessing for us!!! You can email me and I will tell you about them if you want more info...
#4 Mar 26, 2014
This is the first time I had ever applied for a loan. I couldn't have asked for anything more from the staff that answered any of my questions to the application process. Once this had all been completed the money was transferred quickly into my account. I will definitely be recommending 911PDAY .COM ( http://goo.gl/44kQUQ ) too my friends and family.
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