stay away from WFG
Jose

Los Angeles, CA

#4634 Sep 24, 2010
its all about wfg... its a great company and the people who tryed it and didnt get any money out of it well i guessing you were just waiting for money to fall from the sky...its a career, you got to go out and work... we help familys... SO WFG IS A GREAT COMPANY TO WORK WITH...
WFG rocks

Toronto, Canada

#4635 Sep 26, 2010
Bruceman wrote:
<quoted text>
WFG has faced lawsuits and disicplinary action as a result of fraudulent activity.
Reputable companies don't affiliate themselves with WFG. If you visit the TD website, ot Transmaerica website, there is no mention of WFG.
WFG sells their products. That's where the connection ends. WFG is free labour for those other companies, and if WFG agents misuse their products, it's WFG's fault, not theirs. WFG gets the bad name, not the company with the product.
That's funny. Then what is this? http://www.franklintempleton.ca/ca/retail/en/... BTW...AEGON, the same company that owns WFG...also owns Transamerica so I believe that affiliation speaks for itself. You should also ask yourself why Transamerica, Equitable life and Franklin Templeton send their reps to EVERY WFG convention and event.
Insurance proffesional

Henderson, NV

#4637 Sep 27, 2010
Bruceman wrote:
<quoted text>
I'm guessing you have facts to back up the claims your making?
And how many people ended up broke and loosing firends an family in proportion to all those "millionaires"?
WFG attarcts a higher proportion of deceitful, and greedy people. There is no discrimination process, like you said, so by simple logic, you will get more bad apples in WFG, than other compnaies that discirminate for quality control. That's the issue.
VUL is not an investment product. That is a consensus among financial professionals, and the literature. So if you are teaching families otherwise, you are making money of their ignorance.
There are many other bad companies, I choose WFG because it is the worst of the worst, and represents the problems of the greed driven financial industry. In addition, I was harrassed by a WFG rep, so I have a personal stake.
My argument is that people need to do research and demand higher standards when shopping for financial advice.
Look at articles, hearings, unbiased sources. Talk to past customers, look at complaint history, look for customer awards, and positive reviews. And always demand the highest education and standards from your advisors.
WFG fails in all those categories, so does Primerica, and other compnaies. But this forum is about WFG, so lets stay on topic.
Read the new york best selling book "Tax free retirement" and then get a life.
Insurance proffesional

Henderson, NV

#4638 Sep 27, 2010
ktq wrote:
UL policies are horrible.
So is WFG for selling those.
Again I say Read "Tax Free Retirement"
Closed minded and small Minded people need not apply
Mike B

Toronto, Canada

#4639 Sep 27, 2010
Insurance proffesional wrote:
<quoted text> Read the new york best selling book "Tax free retirement" and then get a life.
BruceWOMAN isn't read for the truth!
Mike B

Toronto, Canada

#4640 Sep 27, 2010
in my previous post read = ready
Insurance proffesional

Henderson, NV

#4641 Sep 27, 2010
Jake Bumblebee wrote:
Thanks Alcal.
My thought was comparing say Goldman to WFG. Goldman is know as being, well not always having your best interest in mind. Anyways if they hose a client like a Proctor and Gamble for instant, Proctor and Gamble has lawyers and they will know how to use them. But a 65 year old getting hosed by WFG with some variable annuity may not even understand what happened. Let alone have or know of the legal means to fight back.
I am going to quote one of the WFG shills:
**********
Type in WFG at the SEC's site and you will get a sample of all the fraud that is going on at WFG.
http://search.sec.gov/secgov/index.jsp#queryR ...
Consider yourself warned!!
WARNING WARNING WARNING WARNING
The message above is lies and deception in its purest form. The message above will guide you down a path of failures and will waste your precious time.
**********
I agree the Security and Exchange Commissions site is a good place to check up on the criminal activities of WFG. You can see why WFG will guide you down a path of failures and will waste your precious time. You can loose a lot of money too.
Type in T Rowe Price, Bank Of America, Primarica, ING, State Farm, Edward Jones, i could go on and on. To equal the feild force (what did you call them, the ruffies) that WFG has you would need to combine several of these companies togethr and each one individualy has for more leagal problems than WFG does. WFG has a larger feild force and fewer issues, common sense says that WFG is doing a better job training and supervising their reps than your so called proffesional firms. My guess is those on this forum who are bad mouthing WFG are working at a job that puts up with medeocher performance out of their employees so that they can eat. And their Employer is probebly kiking them in the butt all day every day just to get medeocher.
Insurance Proffesional

Henderson, NV

#4642 Sep 27, 2010
Obviosly I am NOT a typing pro
Insurance Proffesional

Henderson, NV

#4643 Sep 27, 2010
Good thing I make my living helping others build and protect their wealth. I would starve typing.
WFG is a scam

Calgary, Canada

#4644 Sep 28, 2010
Jose wrote:
its all about wfg... its a great company and the people who tryed it and didnt get any money out of it well i guessing you were just waiting for money to fall from the sky...its a career, you got to go out and work... we help familys... SO WFG IS A GREAT COMPANY TO WORK WITH...
You might want to brush up on your ESL (English as a second language). And no, you and the rest of your WFG morons are the ones learning and teaching false financial knowledge, praying that one day you will recruit everyone as your down-line.

When it doesn't happen and you are in the poorhouse, you pray "!Mas Dineros!!Por amor de Dios!" Then you will be the one waiting for money to fall from the sky.

Only a sucker like you will get caught working for a MLM based pyramid scam like WFG.
WFG is a scam

Calgary, Canada

#4645 Sep 28, 2010
WFG rocks wrote:
<quoted text>That's funny. Then what is this? http://www.franklintempleton.ca/ca/retail/en/... BTW...AEGON, the same company that owns WFG...also owns Transamerica so I believe that affiliation speaks for itself. You should also ask yourself why Transamerica, Equitable life and Franklin Templeton send their reps to EVERY WFG convention and event.
Well, well, well! It's WFG rocks! I haven't heard from you in ages! So are you still addicted to WFG "crack" from your inbreeding friends "Doorknob" & "Moron Mike"'s anal sphincters?

So you are proud of AEGON, right? You do know that they were involved in the mortgage-backed asset scandal a few years back. You will also know that AEGON asked for $ 3 Billion Euros from the Dutch Government, took an entire year to payback just the interest portion and another year for the rest.

Sure, Templeton, Equitable life and the rest showed up in your cheerleading conventions. That's great! It is no different than giving you pop and sandwiches as baits to hook you in to buy their Seg Funds, VULs and ULs. You are so dumb and desperate to take their words as "training" and not as "sales presentations" without even knowing what they are! Financial products are similar to food, dairy might be good for someone but extremely harmful to those who are lactose intolerant. You need to read the fine print, but since you WFG maggots are financially illiterate, you won't know the difference in the first place.

Your so-called partners couldn't careless. WFG morons like you are selling as retailers. As wholesalers they are neither financially and legally responsible in the first place. Read your "membership agreement" again for the exemption clause.

Keep dreaming, and "I will see you at the Top"!
WFG is a scam

Calgary, Canada

#4646 Sep 28, 2010
Insurance proffesional wrote:
<quoted text> Read the new york best selling book "Tax free retirement" and then get a life.
You can't even spell the word "professional" and you can actually read?

Come on, you can't be dumb enough to pull that WFG crap on any grade school kids who are smarter than you? Much less with university graduates like Bruceman, Scam Alert and I.

Why don't you learn basic English first, then you can get a life!
WFG is a scam

Calgary, Canada

#4647 Sep 28, 2010
Insurance proffesional wrote:
<quoted text> Type in T Rowe Price, Bank Of America, Primarica, ING, State Farm, Edward Jones, i could go on and on. To equal the feild force (what did you call them, the ruffies) that WFG has you would need to combine several of these companies togethr and each one individualy has for more leagal problems than WFG does. WFG has a larger feild force and fewer issues, common sense says that WFG is doing a better job training and supervising their reps than your so called proffesional firms. My guess is those on this forum who are bad mouthing WFG are working at a job that puts up with medeocher performance out of their employees so that they can eat. And their Employer is probebly kiking them in the butt all day every day just to get medeocher.
What kind of chicken scrap is this? Are you sure you were able to read EVERYTHING from your "membership agreement" contract?

Do you even know why you and the rest of your inbreeding WFG cloonies are called "independent contractors" and not "brokers" or "agents"? Want to know what their differences are?

Brokers and agents are endorsed by their parent company such as Allstate or Edward Jones. The companies provide financial support and training during their initial year. Also they are required to take more courses in both insurance and financial planning so that all interests of their clients from wealth management to asset protections are covered. They pay for expenses but not at full costs and are protected in case of legal litigations. They work independently, so no up-lines whatsoever.

In your case, you work in a pyramid based MLM scam where you need to recruit people much the same as how your up-line recruited you. Since you have no education and WFG do not discriminate, so you were hired on the spot. Your upline gets part of your every sale and you are hoping to take advantage to your down-line. You are no different than an employee in every sense of the word but having all the financial and legal obligations of a sole proprietor. In fact, you have the worst of both worlds. Period!

If you can read, you will see all the pitfalls of WFG in their wording of the "agreement", but you can't and you are paying the price.
WFG is a scam

Calgary, Canada

#4648 Sep 28, 2010
Insurance Proffesional wrote:
Obviosly I am NOT a typing pro
So why would anyone wants to buy insurance from you if you can't even read or write? You will probably missing a few "0"s given that you screw up on the basic paperwork.

Morons like you are the reason that WFG doesn't discriminate! Thanks for pointing that out!
WFG is a scam

Calgary, Canada

#4649 Sep 28, 2010
Insurance Proffesional wrote:
Good thing I make my living helping others build and protect their wealth. I would starve typing.
That's why you called yourself "professional"! By the way, do you even know how "spell check" works? Not only are you financially challenged, you are basically short on normal intelligence as well.

Now, can you see why they termed the phrase - "Justifications for Higher Education"? And I don't mean you are smoking WFG crack out of your inbreeding friends' behind.

Me - University grad, CSC, CPH, ERM and CFA, years of industry experience, working on a trading floor.

You - Grade school failure, failed lesson "A" in Hooked-On-Phonics, working as an insurance salesman under a MLM pyramid scam called WFG. Dare to call yourself a "proffesional" (sic).

See the difference?
WFG is a scam

Calgary, Canada

#4650 Sep 28, 2010
Mike B wrote:
<quoted text>BruceWOMAN isn't read for the truth!
You are even worse! You are a moron that can't read. Worse still, you agreed with a grade school blockhead called "Insurance Proffesional" (sic). By the way, you know he lives in Nevada, right? Any chance that he might be living as a red-neck in a trailer park, eating canned beans and farting under an open fire to get "natural gas"?

The U.S. economy is so bad that 1 out of every 7 people in the country lives below the poverty line. Your WFG inbreed pal definitely qualifies as an "excellent" candidate.
WFG is a scam

Calgary, Canada

#4651 Sep 28, 2010
Mike B wrote:
in my previous post read = ready
From Oliver Stone's new movie: "Wall Street - The Money Never Sleeps."

"You stop telling lies about me, then I will stop telling the truth about you." - Gordon Gekko.

You are the liar and I tell the truth. Don't you EVER forget it!
Mike B

Sudbury, Canada

#4652 Sep 28, 2010
WFG is a scam wrote:
<quoted text>
You might want to brush up on your ESL (English as a second language). And no, you and the rest of your WFG morons are the ones learning and teaching false financial knowledge, praying that one day you will recruit everyone as your down-line.
When it doesn't happen and you are in the poorhouse, you pray "!Mas Dineros!!Por amor de Dios!" Then you will be the one waiting for money to fall from the sky.
Only a sucker like you will get caught working for a MLM based pyramid scam like WFG.
Someone feels threatened!
Don't worrry...It will happen (recruiting everyone)! WFG is one of the fastest growing companies in North America right now. Who cares what you think. Your a loser who spends half his life here or googling WFG. I can almost guarantee you are broke, just like 90% of the Canadians that are retiring. How many of them are your clients? People like you, believe it or not are the one teaching false financial knowledge. Look at the state of the industry. We can thank people like you for that. You really think we care what the financial industry thinks about WFG? Look at the job they've done. I can't believe you think that the financial industry (minus WFG) is doing the job properly. You are the one with his head up his @ss. Open your eyes and face reality. There is nothing you can do to stop us. Go read a book "Tax free retirement" by Patrick Kelly and learn the truth about UL's. Since you like google so much try googling "The 10 secrets that revenue Canada doesn't want you to know". Hey...maybe that's what this personal vendetta is about. You probably work for revenue Canada. You don't want people to save money on taxes so you bash the product that can do exactly that. There are only 2 products in Canada that can provide tax free money. TFSA and Universal Life insurance. UL's provide tax shelter on the growth, just like RRSP's but RRSP's are eventually taxed. Start reading some books about UL instead of bashing the product you know nothing about. Don't start telling me about "what if the market drops?" If the market drops it will affect RRSP's and any other investments out there. Should people stop investing all together? If that's what you are preaching then say exactly that. You talk bad abut seg funds too. I can't believe that in these times you bash a product that guarantees 100% of my principal and also has resets!! GET A LIFE!!
WFG is a scam

Calgary, Canada

#4653 Sep 28, 2010
al from the n0rth wrote:
<quoted text>
Is that right, then who? What financial institutions?
Hey Doorknob!

How about TD, BMO, RBC, Scotia, CIBC, National, Desjardins and all the other first tier companies? Go to ANY local branch and they will all laugh at your face and saying, "WFG? Isn't that the AMWAY for financial institutions?"

Jokes on you, again!
Mike B

Sudbury, Canada

#4654 Sep 28, 2010
WFG is a scam wrote:
<quoted text>
That's why you called yourself "professional"! By the way, do you even know how "spell check" works? Not only are you financially challenged, you are basically short on normal intelligence as well.
Now, can you see why they termed the phrase - "Justifications for Higher Education"? And I don't mean you are smoking WFG crack out of your inbreeding friends' behind.
Me - University grad, CSC, CPH, ERM and CFA, years of industry experience, working on a trading floor.
You - Grade school failure, failed lesson "A" in Hooked-On-Phonics, working as an insurance salesman under a MLM pyramid scam called WFG. Dare to call yourself a "proffesional" (sic).
See the difference?
you're full of it. You have no designations. You probably don't even have a job. Get a life. LIAR!

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