WFG is AWESOME!!
paul shykora ARTs

Calgary, Canada

#42 Sep 17, 2010
HEY MIKE B...United States... these ..''2 '' are financial PLANTs....working for some other company..to DESTROY...the successful compitition....eh...yada u.
Bruceman

Edmonton, Canada

#43 Sep 17, 2010
Mike B wrote:
<quoted text>You know what...I DO tell them everything before they join. I'm not here to lie to people like you guys. I lay it all on the table. The difference is I show them all the good points which you either don't know or choose not to talk about. And guess what...After I lay it all on table I have an 80% closing rate. What does that tell you? BTW...1st initial sales DONT go to upline. Stop lying and making things up. Secondly...you don't need EXCEPTIONAL sales skills and experience. Thirdly...you don't need to recruit friends and family if you don't want to. Of course you have to cover your own costs...there is no such thing as a free lunch. You ARE a business owner and have all the taxable benefits that come along with being a business owner. The only monthly cost you have to worry about is your E & O insurance. IF and when you become MD you can rent an office if there are any empty ones available. Most people quit in the first year just like most businesses fail in the first year but you only had to invest $125 opposed to 100 - 200K.
So you show them average earnings, compared to potentail eranings, and turnover rate?

What about the costs for all the licensing and conventions?

If you are a business owner, do you get to choose the products you sell, the level of comission each perons get, the benefits they get? Do you control how you advertise?

Why then, according to this WFG comission breakdown, is there there no % listed for training associates?

http://www.wfg-online.com/NonSSL/Home/nonchan...

So do training assocaites get a part of their training sales?

There are other companies that give compensation to those who are training...do you mention that upfront?
dHat Pawlo

Calgary, Canada

#44 Sep 17, 2010
WE DO Concure with our ''good'' friend,here....The ''2'' mentioned here...are financial-FAILUREs...while OTHERs..have fallen,P-I-C-K-E-D Themselves-UP moved on!!...Like, OUR fRIEND,here....In 2 years,His ART Sales have GONE-UP some 80%.....VOW!!..
Mike B

Sudbury, Canada

#45 Sep 17, 2010
Bruceman wrote:
<quoted text>
So you show them average earnings, compared to potentail eranings, and turnover rate?
What about the costs for all the licensing and conventions?
If you are a business owner, do you get to choose the products you sell, the level of comission each perons get, the benefits they get? Do you control how you advertise?
Why then, according to this WFG comission breakdown, is there there no % listed for training associates?
http://www.wfg-online.com/NonSSL/Home/nonchan...
So do training assocaites get a part of their training sales?
There are other companies that give compensation to those who are training...do you mention that upfront?
As a matter of fact we do mention that. I give my training associates referal fees on every deal they set up. Training associates cannot get commission if they are not licesed, that's why there is no mention of % for them. I thought you knew everything.
Bruceman

Edmonton, Canada

#46 Sep 17, 2010
Mike B wrote:
<quoted text>As a matter of fact we do mention that. I give my training associates referal fees on every deal they set up. Training associates cannot get commission if they are not licesed, that's why there is no mention of % for them. I thought you knew everything.
I do know more than the average WFG recruit, which is sad, because I will and never be aprt of this depressing industry. What's imporatnt is, do new recruits know this?

Funny how you change your answer once there is proof.
paul shykora ARTs

Calgary, Canada

#47 Sep 18, 2010
MIKE B. is the ''real'' ..winner,here.....eh
Mike B

Deep River, Canada

#48 Sep 19, 2010
Bruceman wrote:
<quoted text>
I do know more than the average WFG recruit, which is sad, because I will and never be aprt of this depressing industry. What's imporatnt is, do new recruits know this?.
Funny how you change your answer once there is proof.
You THINK you know more than the average recruit. You are right about one thing. The financial industry is depressing. That's why WFG wants to change it. It's too bad that know it alls like you and your bed buddy are on here slandering those who are trying to change it and make a better life for themselves. You have to stop judging people you don't know, stop stereotyping people and get a life. You've already wasted 2 years here because WFG has exploded in the past 2 years despite your efforts and there is absolutely nothing you can do about it. The more crap you talk the bigger and stronger we get.
dHat Pawlo

Calgary, Canada

#50 Sep 20, 2010
AND...PIJO and I's ...''do agree'',with MIKE B. and with our beloved Friend..Paul Shykora..JUST,..just ''think''here...What is the REAL PURPOSE and MOTIVEs of the 2 implants,here??...And, to ''DESTROY''one tiny financial company??...Why??....many LOST and moved-on...karmic-lessions been learnt,here...Vhat are the ''2'' really up to,here??....eh...
Bruceman

Edmonton, Canada

#51 Sep 20, 2010
Mike B wrote:
<quoted text>You THINK you know more than the average recruit. You are right about one thing. The financial industry is depressing. That's why WFG wants to change it. It's too bad that know it alls like you and your bed buddy are on here slandering those who are trying to change it and make a better life for themselves. You have to stop judging people you don't know, stop stereotyping people and get a life. You've already wasted 2 years here because WFG has exploded in the past 2 years despite your efforts and there is absolutely nothing you can do about it. The more crap you talk the bigger and stronger we get.
Please, indulge me. How is WFG planning to change the indusrty? Considering WFG was renamed from WMA after WMA faced charges for not reporting complaints (hmmmm, sounds identical to the corruption going on at Wall street).

After meeting with a WFG rep, I did not see anything that seemed innovative or revolutionary. And considering WFG has some of the lowest education requirements, it's hard to invision WFG being revolutionary. WFG is almost the same as Primerica, but pushes VUL (UL), instead of term. Is Primerica changing the indusrty?

There is also all the SEC, MFDA, and provincial security comission violations and allegations...how is this changing things?

Is WFG changing government regulations? How are they changing the industry?

And guess what? People have come forward to say that when they attended a BPM, the WFG rep prefaced the meeting by asking "have you read anything bad on the internet about WFG?", and then saying "oh, just ignore it"

First, what kind of company needs to say that right off the bat. Second, these internet forums are getting to WFG, supposedly hey have hired people to right positive comments about WFG. Third, people are choosing not to join WFG because of the bad press.

In the end, people make the choices they make, but people should make informed choices. I'm here to help.
paul shykora ARTs

Calgary, Canada

#52 Sep 21, 2010
dHat Pawlo wrote:
AND...PIJO and I's ...''do agree'',with MIKE B. and with our beloved Friend..Paul Shykora..JUST,..just ''think''here...What is the REAL PURPOSE and MOTIVEs of the 2 implants,here??...And, to ''DESTROY''one tiny financial company??...Why??....many LOST and moved-on...karmic-lessions been learnt,here...Vhat are the ''2'' really up to,here??....eh...
...AMEN...eh...
paul shykora ARTs

Calgary, Canada

#53 Sep 21, 2010
Bruceman wrote:
<quoted text>
Please, indulge me. How is WFG planning to change the indusrty? Considering WFG was renamed from WMA after WMA faced charges for not reporting complaints (hmmmm, sounds identical to the corruption going on at Wall street).
After meeting with a WFG rep, I did not see anything that seemed innovative or revolutionary. And considering WFG has some of the lowest education requirements, it's hard to invision WFG being revolutionary. WFG is almost the same as Primerica, but pushes VUL (UL), instead of term. Is Primerica changing the indusrty?
There is also all the SEC, MFDA, and provincial security comission violations and allegations...how is this changing things?
Is WFG changing government regulations? How are they changing the industry?
And guess what? People have come forward to say that when they attended a BPM, the WFG rep prefaced the meeting by asking "have you read anything bad on the internet about WFG?", and then saying "oh, just ignore it"
First, what kind of company needs to say that right off the bat. Second, these internet forums are getting to WFG, supposedly hey have hired people to right positive comments about WFG. Third, people are choosing not to join WFG because of the bad press.
In the end, people make the choices they make, but people should make informed choices. I'm here to help.
..an implant..
Mike B

Sudbury, Canada

#54 Sep 21, 2010
Bruceman wrote:
<quoted text>
Please, indulge me. How is WFG planning to change the indusrty? Considering WFG was renamed from WMA after WMA faced charges for not reporting complaints (hmmmm, sounds identical to the corruption going on at Wall street).
After meeting with a WFG rep, I did not see anything that seemed innovative or revolutionary. And considering WFG has some of the lowest education requirements, it's hard to invision WFG being revolutionary. WFG is almost the same as Primerica, but pushes VUL (UL), instead of term. Is Primerica changing the indusrty?
There is also all the SEC, MFDA, and provincial security comission violations and allegations...how is this changing things?
Is WFG changing government regulations? How are they changing the industry?
And guess what? People have come forward to say that when they attended a BPM, the WFG rep prefaced the meeting by asking "have you read anything bad on the internet about WFG?", and then saying "oh, just ignore it"
First, what kind of company needs to say that right off the bat. Second, these internet forums are getting to WFG, supposedly hey have hired people to right positive comments about WFG. Third, people are choosing not to join WFG because of the bad press.
In the end, people make the choices they make, but people should make informed choices. I'm here to help.
Get your facts straight...WMA was renamed to WFG when AEGON bought them.

Lets talk about education. On my team I have 2 CFP's, 2 I.T professionals, 1 project manager, 1 program manager, 1 accountant and 2 engineers. All of them have their insurance licenses, 3 have their Mutual funds license and 5 have their RESP license. Sounds like an uneducated bunch to you?

If you knew as much about WFG as you claim you would know the BIG difference between us and Primerica. We are brokers.

Do you believe that WFG is the only financial company witdh SEC, MFDA and provincial security commission violations? Come on now. Why don't you talk about and post articles about all the other companies with violations. There are hundreds of links for you to post about these other companies if you know how to use google. Why you only talking about WFG??

People should ignore bad comments about WFG on the internet because they come from fools like you and your bed buddy. You are ignorant to how WFG works but yet you come on here talking like you know it all.

You might be able to steer away a few people but those are weak minded people. If you are influenced by the opinions of others, you will have no desire of your own. If you don't pursue your own dreams in life, then you will wind up working for someone else's dream! Those who listen to annonymous posters on the internet end up working for other peoples dreams.

You can't help someone when you need help yourself. Like I have said before...get a life. Go find a boyfriend who doesn't have a personal vendetta against WFG.
Bruceman

Edmonton, Canada

#55 Sep 21, 2010
Mike B wrote:
<quoted text>Get your facts straight...WMA was renamed to WFG when AEGON bought them.
Lets talk about education. On my team I have 2 CFP's, 2 I.T professionals, 1 project manager, 1 program manager, 1 accountant and 2 engineers. All of them have their insurance licenses, 3 have their Mutual funds license and 5 have their RESP license. Sounds like an uneducated bunch to you?
If you knew as much about WFG as you claim you would know the BIG difference between us and Primerica. We are brokers.
Do you believe that WFG is the only financial company witdh SEC, MFDA and provincial security commission violations? Come on now. Why don't you talk about and post articles about all the other companies with violations. There are hundreds of links for you to post about these other companies if you know how to use google. Why you only talking about WFG??
People should ignore bad comments about WFG on the internet because they come from fools like you and your bed buddy. You are ignorant to how WFG works but yet you come on here talking like you know it all.
You might be able to steer away a few people but those are weak minded people. If you are influenced by the opinions of others, you will have no desire of your own. If you don't pursue your own dreams in life, then you will wind up working for someone else's dream! Those who listen to annonymous posters on the internet end up working for other peoples dreams.
You can't help someone when you need help yourself. Like I have said before...get a life. Go find a boyfriend who doesn't have a personal vendetta against WFG.
For someone who has to defend his life choices and carreer on a public forum..well I think you need to get a life.

Enjoy being another useless, greed driven, selfish human being.

At least I base my opinions on facts, research, and information from 3rd parties, and unbiased sources.

What do you base your opinion on? What your upline and WFG corporate told you to do? Sounds like brainwashing.

Learn to think for yourself. Think outside the WFG box, and examine other sources of information.

If you can't think for yourself, you will have no desire to do great, but will simply end up working for others purposes.
Bruceman

Edmonton, Canada

#56 Sep 21, 2010
By the way, Primerica are also Brokers, throught PFS investments, just like the broker affiliates of WFG are WFG securities.

No that I support them, really Primarica is "same shit, different pile"

http://en.wikipedia.org/wiki/Primerica

I'm not surprised you don't basic facts, because you choose to be willfully

Also, in 2009, the average earnings of a licensed agent was from Primerica was 5,156$. Considering WFG is almost identical (same business model), I'm thinking WFG earnings are the same.

5,156 avaerage annual income. Some dream that is.
Mike B

Sudbury, Canada

#57 Sep 21, 2010
Bruceman wrote:
By the way, Primerica are also Brokers, throught PFS investments, just like the broker affiliates of WFG are WFG securities.
No that I support them, really Primarica is "same shit, different pile"
http://en.wikipedia.org/wiki/Primerica
I'm not surprised you don't basic facts, because you choose to be willfully
Also, in 2009, the average earnings of a licensed agent was from Primerica was 5,156$. Considering WFG is almost identical (same business model), I'm thinking WFG earnings are the same.
5,156 avaerage annual income. Some dream that is.
LOL...nice ASSumption. I make that in a month part time.
Bruceman

Calgary, Canada

#58 Sep 21, 2010
Mike B wrote:
<quoted text>LOL...nice ASSumption. I make that in a month part time.
LOL...I thought you were achieving your dreams and making millions... That is an average middle class income. And compared to real businesses, that is an abyssmal return, when you consider all the costs you have as a "business". After taxes and costs you probably sit below average income, especialy if you are older.

I almost feel bad for being so hard on you...but if you are just like everyone else out there...maybe I'll cut you some slack.

Well at least everyone else didn't have to sell out to family and friends, and take on a job considered worse than a used care salesman.
Gary

Ottawa, Canada

#59 Sep 22, 2010
Mike B wrote:
<quoted text>People should ignore bad comments about WFG on the internet because they come from fools like you and your bed buddy. You are ignorant to how WFG works but yet you come on here talking like you know it all.
Based on that logic, people should ignore positive comments about WFG on the internet because they come from fools like you since they are ignorant to know how the financial industry work and in providing independent and objective advice with a certain level of asurance on due professional care for their clients.

Come back when you have a CFP or CFA. You'll earn respect from the financial community and get more clients.
Mike B

Sudbury, Canada

#60 Sep 22, 2010
Bruceman wrote:
<quoted text>
LOL...I thought you were achieving your dreams and making millions... That is an average middle class income. And compared to real businesses, that is an abyssmal return, when you consider all the costs you have as a "business". After taxes and costs you probably sit below average income, especialy if you are older.
I almost feel bad for being so hard on you...but if you are just like everyone else out there...maybe I'll cut you some slack.
Well at least everyone else didn't have to sell out to family and friends, and take on a job considered worse than a used care salesman.
Did I ever say I was making millions? I've been doing this part time for a year. My costs are very minimal and I have all the tax advantages of owning a business. Show me somewhere I can make over 5G part time (20 hours a week) and you might have an argument. But guess what...you can't do it. Your opinions mean nothing to me. Like I said before, I'm here to challenge your lies and lack of knowledge as far as WFG is concerned.
Mike B

Sudbury, Canada

#61 Sep 22, 2010
Gary wrote:
<quoted text>
Based on that logic, people should ignore positive comments about WFG on the internet because they come from fools like you since they are ignorant to know how the financial industry work and in providing independent and objective advice with a certain level of asurance on due professional care for their clients.
Come back when you have a CFP or CFA. You'll earn respect from the financial community and get more clients.
I have CFP's and a CFA on my team. I don't need respect from the financial community and I have no problem getting clients.
Bruceman

Edmonton, Canada

#62 Sep 22, 2010
Mike B wrote:
<quoted text>Did I ever say I was making millions? I've been doing this part time for a year. My costs are very minimal and I have all the tax advantages of owning a business. Show me somewhere I can make over 5G part time (20 hours a week) and you might have an argument. But guess what...you can't do it. Your opinions mean nothing to me. Like I said before, I'm here to challenge your lies and lack of knowledge as far as WFG is concerned.
My opinions keep you up at night, that is why you come back to defend yourself on this fourm.

If my opinions didn't matter to you, you wouldn't even bother writting on this fourm.

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