You have a great point. Invado has some fine things but what you say is legit. that is why I am with a diffrent company that offers energy, lots of products, commercial and residential, and with a leader/owner who is very well respected in the industry and have multiple partnerships, hold the suppliers accountable.
Also, while they talk about recruiting, they are very product focused as well.
Tony - good question, keeping asking it. Again, the trouble with the model (Invado's for example) is there are low barriers to entry for many of their products. Daily Referral is in a VERY crowded space with little barriers to entry. It's all just noise to the consumer and not a real, long term revenue stream to brokers, in my opinion.
Energy is a great product but you have to (1) be able to offer a range of products - which means residential and commercial electric and gas and (2) be competitive in pricing to the customer. Local utilities (and their retail arms) are getting very aggressive in their pricing and in locking up larger accounts before an independent broker gets a chance. It won't last forever but you have to be patient and keep plugging away at adding customers when you can.
Lifepad - not sure as I haven't seen the product but it's getting to be a crowded space and not many of the 'ipdad killers' have done much killing to date. To me, this is a network, operating system and meaningful app portfolio market. It's one thing to get a relatively cheap tablet but if the operating system sucks and it doesn't have the app library that people want then what does it matter?