Kelseyville man struggles to save his...

Kelseyville man struggles to save his home

There are 26 comments on the Lake County Record-Bee story from Apr 30, 2008, titled Kelseyville man struggles to save his home. In it, Lake County Record-Bee reports that:

Kelseyville resident John Thiel, 64, remains one step away from foreclosure. Thiel said Tuesday that while he is not out on the street, he is still struggling.

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Fed up with sob stories

Glenview, IL

#1 May 1, 2008
I'm really tired of people whining because they're losing their homes. Maybe the Record-Bee should be asking them how they managed to take on debt loads that their income couldn't ever possible service. The only sad thing out of this situation is that of the taxpayer, who will surely fund the bailout of these irresponsible people.
I feel bad

San Francisco, CA

#2 May 1, 2008
There are many people just like you out there. How did you pay the 650.00 before? If you cant pay the 650.00 then you will probably not find any cheaper house payment in Lake County. The next step is to rent in a park situation where the rent is generally 400.00 per month. That's it, nothing that the rest of us struggling folks can do for you or anyone else.
Fed up too

United States

#3 May 1, 2008
Wow.You are living just like the rest of us are.When I first saw your story in the Record Bee,my first thought was "Are you kidding me!"EVERYONE STRUGGLES!!!!!But we all seem to make it all right.I'm sure you qualify for food stamps.Car registration can wait. HOME MORTGAGE PAYMENTS ALWAYS COMES FIRST. The only thing I can think of as to why the Record Bee posted this story,is this guy is a friend to someone there.

Credit cards are the devil.You dont need one!PGE,they have the REACH PROGRAM and HEAP.Churchs help with bills as well.Call around. I am sure there is an agency that will help out with your mortgage payment.If you continue to struggle,then its time to put your house up for sale.Or you could rent a room out.There is a ton of options.But this story,in the Record Bee,is just too much!
Barb

United States

#4 May 1, 2008
I feel sorry for you MAN, just like I feel sorry for the rest of the folks out there camped under the bridges.....We all had a chance to change this 4 years ago, but no we chose to put the same administration back in office, and now we are all going down the tubes.We are in for a rough ride,so suck it in!
Lakeport Lady

Roseville, CA

#5 May 1, 2008
Here we go again!! I am as disgusted this go round as I was of the last go round ( story ). Please be reminded this man conspired to defraud his mortgage company KNOWING he could not and would not pay his mortgage. He should feel blessed that he has been allowed to make HALF payments....gee I want to make half payments on my mortgage , but no, I live by the rules.
Thank goodness people of Lake County are smart enough to Not give him any money and the account set up for him stands empty , boo hoo
Just sit there and wallow in the choices you have made and quit asking the rest of us to bail you out....GEEEZ
Bjorn Effstein

Oakland, CA

#6 May 1, 2008
If this is "news" then I have 3 balls. So, 1) the guy has no savings 2) his payment is only $650? Rent would be more!! 3) Like others in his generation he paid pretty much nothing for his house in real money terms. 4) At least he has Social Security 5) In conclusion f' him--let's see some real news.
KP HVL CA

Eureka, CA

#7 May 1, 2008
Why is this news? I loved the whiny line where it's said "not a drop of money has been put into the bank account set up under the name 'save our home'". Uh, hello?! Everyone else has their problems too, buddy!
Give me a break

Chicago, IL

#8 May 1, 2008
We've all got our problems now don't we? I'm just wondering why this guy's problem made the news. Are we supposed to come together as a community and help this guy save his house? Get real people...
Advocate Journalists

Novato, CA

#9 May 1, 2008
What ever has possessed the folks down there in the newsroom? Two stories and a shameful editorial on this? And the point is evidently, shell out to help this guy who bought a house he couldn't afford until he can swing a profit from it. In spite of the fact that your own food and gas costs are outta sight and you may well be deciding on prescriptions or the newspaper subscription.
What is the relationship of someone at the paper to Thiel anyway?
Comfort the afflicted and afflict the comfortable, but don't try to drop this in the reader's laps as some sort of responsibility.
How about your new publisher take a pay cut and put some dimes in that account?
Unbelievable

Saratoga, CA

#11 May 1, 2008
Some people just have all the nerve. We are all struggling out here. Some are working two and three jobs just to keep our house and most of us have house payments more than 650.00. "not a drop of money has been put into the bank account set up under the name 'save our home'". This comment made me so angry. What right does he have to expect everyone else to pay for his crap. Tough. Pay or lose it but don't expect the rest of us to suffer at your expense!
Alan

United States

#13 May 2, 2008
Fed up with sob stories wrote:
I'm really tired of people whining because they're losing their homes. Maybe the Record-Bee should be asking them how they managed to take on debt loads that their income couldn't ever possible service. The only sad thing out of this situation is that of the taxpayer, who will surely fund the bailout of these irresponsible people.
What year vehicle's do you own?, and, what is your income?
Alan

United States

#14 May 2, 2008
diduKnow wrote:
Save Our Home Fund. Now thats a joke. However, I'm not laughing. There should be a save America Fund! Because you know what the bankers will do, first they will take off the top their admin stipen, then thier in house stipen, then this fee and that fee and those other fees that you did'nt read when you donated the money to the Help The west American Bank Fund period.
NOW LISTEN UP! CHANNEL 2 KTVU THIS MORNING NEWS, SAID THEY ARE DISCOUNTING THESE HOUSES AFTER FORECLOUSERS AND EVERYOHNE ELSE WILL GET A DEAL EXCEPT THE PERSON IN THE HOUSE. gOTO KTVU.COM AND READ IT FOR YOURSELF.
LAST WORD: The banks should make the deal to help all americans keeeeeeep their homes. Or will america.gov just sit back and watch more americans go homeless while they send millions of our tax dollars to other starving countyries and keep that stupid war going on!
Oh yah gas company hit billions of dollars profit and this country is going down the toilet and how much dollars are being spent on the W.A.R.?
Remeber eat the rich!!!!!!!!!!
I don't with the joke part,but,I think the biggest joke is President Bush's proposed $70billion bill for the war effort for 2009.
Alan

United States

#15 May 2, 2008
Why can't our so-called leader spend $70 Billion dollars on our own country, and our own people,who needs the help,instead of other countries? I read something in a fiancial paper that the government is printing new money, with nothing,(in the bank), to back it up. So, what is he sending, PAPER?
what

Chico, TX

#17 May 2, 2008
Everyone is saying this man deserves it, but we have to remember we are reading this out of the news paper. It wont tell you about his past maybe he had a wife! maybe he is all alone now and when his wife was alive they could afford it! We don't know but yet we are all thinking badly of him and we dont even know him personaly! I know everyone is struggling Iam to but is that any way to act. put your self in his shoes 64 copd , on oxygen. ya he can really work to pay that come on lets get real what if that was your dad? Everone has debt soon we all will and most wont have anything it's called the depression! will you still have that kind of attitude when you are in that situation?
Jim C

Columbus, OH

#20 May 2, 2008
diduKnow wrote:
a LITTLE HISTORY FOR YOU.
The americans arrived on ship and stole the land from the Indians! This is a given and in the history books period.
LAST WORD: Now the Banks / Lenders are basically stealing the homes from hard working Americans. This is only my observation! Here's the kicker, On the KTVU Channel 2 News claim that these homes that have foreclosed are now being sold at a discount price!!! ARE THE BANKS TRIPLE DIPPING?
LAST COMMENT: SOOOOoo, why did'nt they make a deal to just keep the good ole americans in their
home?
ANSWER! iT'S THE AMERICAN WAY G.R.E.E.D.!!!!!!!!!
I can't argue with the American way of greed. It is too obvious.

Trying to convert the original inhabitants to Christianity and their culture, then when they accepted the European ways and tried to amalgamate within the society but excelled beyond a lot of the European invaders, they moved them into exile within there original homeland.
Don't ever ask them for a blanket, it is intentionally marked with disease.
I believe it is time to convert the land back to not being owned but to be caretakers of the land.
Now since jobs are moving out, people are becoming endangered of losing their homes and the greedy will not leave their ways, it is time to take back the nation as caretaker.
Best of Luck

United States

#23 May 3, 2008
I too am in the throes of losing my home in Lakeport. A bad string of events..sicknes, loss of job and continued disability has kept me from being able to pay my almost 1,700 per month mortgage payment. I really wonder how many of us there are in this area? What distressed me the most is the lender (Countrywide) does not seem interested in taking a payment I CAN afford..it seems to be all or nothing with them. My home is now for sale (short sale) for 59,000 less than I paid for it a short year and half ago. It's so sad that this is happening to any of us. Sadder still that on top of not being able to pay the mortgage debt, there is also a growing pile of medical bills - that should not be happening in the so-called greatest country on earth.
Jim C

Columbus, OH

#25 May 3, 2008
Best of Luck wrote:
I too am in the throes of losing my home in Lakeport. A bad string of events..sicknes, loss of job and continued disability has kept me from being able to pay my almost 1,700 per month mortgage payment. I really wonder how many of us there are in this area? What distressed me the most is the lender (Countrywide) does not seem interested in taking a payment I CAN afford..it seems to be all or nothing with them. My home is now for sale (short sale) for 59,000 less than I paid for it a short year and half ago. It's so sad that this is happening to any of us. Sadder still that on top of not being able to pay the mortgage debt, there is also a growing pile of medical bills - that should not be happening in the so-called greatest country on earth.
I agree that this is not something that should befall someone who is faced with a disability and in need of medical treatment which leads to heavy expenses.
If the home could be short sold for $59,000 less, they should be able to work with you for what you could afford until you could get your health problem straightened out. They do market disability insurance for housing which I would imagine has a lot of out clauses. If that type of insurance does cover anything, you should have taken it out.
However, you could not have predicted the situation you are now in. I don't buy that type of insurance myself.
I hope for the best for you in recovering. The home appears to be past saving right now. I hope also that things get better for you from here. Of course hope is not much good in this monetary guided world we have.
Jim C

Columbus, OH

#28 May 3, 2008
yakbak2u wrote:
diduknow..
Still can't define W.A.R.?
A war is usually waged when negotiations failed to produce satisfactory results when neither reach a compromise. A massacre is when you kill people who do not have any interest in aggression and are overtaken by those set out to conquer anything they can acquire. The Chinese against Tibet is one example. An older example is the massacre of the original caretakers of this land were conned, killed, relocated, intentionally starved and were shunned even when they made successful steps integrating with the invading society. If they showed that they could adapt and far excel the abilities of the invading forces, they were killed of relocated.
World War III is not too much further away, so defining war will be in our backyards as well as globally and you can observe it up close, way too closely. Is shouldn't last too long though before vaporization of the planet and destabilizing the solar system is achieved. One big destabilization of galaxies and all.
yakbak2u

United States

#29 May 3, 2008
diduKnow wrote:
<quoted text>
I don't need to defind crap to you. Why are'nt you the one finger pointing on my grammer and spelling?
LAST WORDS: I thought you knew it all stupid?
I understand, you have no idea what your own post means.. you can't even articulate your own position.
Hmmmm??
yakbak2u

United States

#31 May 6, 2008
diduknow ... Thanks for proving my point.

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