Secrets To Mortgage Free Life

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MCZ

United States

#1 Aug 18, 2008
Is this book any good?
Greg

Turlock, CA

#2 Aug 27, 2008
Come on NBC11 Remove this crap. POST real information, instead of marketing links.
Kerry

AOL

#3 Aug 27, 2008
Greg wrote:
Come on NBC11 Remove this crap. POST real information, instead of marketing links.
So the books no good? Is that correct?
susan lou

Chicago, IL

#4 Aug 31, 2008
I am interested in purchasing this book but I feel that $9.00 for shipping is to steep so I pass. If the shipping cost goes down then I may consider. I also have a few friends who
also are interested but feel the same about the shipping chrgs.(free for life mortgage book is to expensive in the shipping chgr.)
I pass.
dave

Carteret, NJ

#5 Sep 3, 2008
this system is a LEAP loan. It opens up a home equity line of credit that is then applied to paying off your mortgage faster with the help of software. Basically you treat your LEAP account like if it was your bank acct, by doing a direct deposit of your salary into the LEAP acct. It's an open line of credi,t not closed, so you can always remove the money if you need it. Because the LEAP acct is directly connected to the mortgage --every time you put in money into the LEAP acct, the interest rate on your mortgage goes down.
Chris

United States

#6 Sep 7, 2008
Does it work?
idgaf

Concord, CA

#7 Sep 7, 2008
you are all morons, do you think anyone give a good crap about whether your going to buy the book but 9.00 is a little steep. Get a grip, you want the book in cliff notes? here it is: sell your house and rent, that way you dont have a mortgage and you can afford the 9 bucks in shipping. Losers, all of you.
greg

AOL

#8 Sep 9, 2008
Dear Idgaf, On behalf of all of the people who would rather perform a quick search of a book review, rather than wasting time and money on a possible scam, I would like to say GO F--K YOURSELF!
Thank you Dave for your imput. That is what my banker told me and you just saved me $29.95 for the book and $ 9.00 for the shipping.
Oh yes Idgaf please respond because I'm done here.
idgaf

Concord, CA

#9 Sep 9, 2008
greg wrote:
Dear Idgaf, On behalf of all of the people who would rather perform a quick search of a book review, rather than wasting time and money on a possible scam, I would like to say GO F--K YOURSELF!
Thank you Dave for your imput. That is what my banker told me and you just saved me $29.95 for the book and $ 9.00 for the shipping.
real mature
Oh yes Idgaf please respond because I'm done here.
real mature greg
sal

Fresno, CA

#10 Nov 8, 2008
what if you do not have equity what next
Natalie

Las Vegas, NV

#11 Nov 20, 2008
Thnx David, very good info, very useful. Last night I actually ordered the book and softwear...I hope it be useful. I am wondering any mortgage company can open a LEAP account for you? Is it like opening a bank account or you have to go thru the long application, tax return, approval and so on!
Natalie

Las Vegas, NV

#12 Nov 20, 2008
dave wrote:
this system is a LEAP loan. It opens up a home equity line of credit that is then applied to paying off your mortgage faster with the help of software. Basically you treat your LEAP account like if it was your bank acct, by doing a direct deposit of your salary into the LEAP acct. It's an open line of credi,t not closed, so you can always remove the money if you need it. Because the LEAP acct is directly connected to the mortgage --every time you put in money into the LEAP acct, the interest rate on your mortgage goes down.
Thnx David, very good info, very useful. Last night I actually ordered the book and softwear...I hope it be useful. I am wondering any mortgage company can open a LEAP account for you? Is it like opening a bank account or you have to go thru the long application, tax return, approval and so on!
Hammer

Carrollton, TX

#13 Nov 26, 2008
Dave,
Does your interest rate go down when you make a deposit into the leap account or does the principal on the loan balance go down?
dave wrote:
this system is a LEAP loan. It opens up a home equity line of credit that is then applied to paying off your mortgage faster with the help of software. Basically you treat your LEAP account like if it was your bank acct, by doing a direct deposit of your salary into the LEAP acct. It's an open line of credi,t not closed, so you can always remove the money if you need it. Because the LEAP acct is directly connected to the mortgage --every time you put in money into the LEAP acct, the interest rate on your mortgage goes down.
susan

Mount Laurel, NJ

#14 Jan 21, 2009
so is it a good idea ? I will buy the book and pay the shipping if it's a good thing to do , Dave you explained how it works but didn't say whether you recommend it

do you ?
Teri in CA

Valencia, CA

#15 Jan 26, 2009
Do not buy this book from the TV ad. If you want the book buy it at Amazon. It's cheaper and the shipping is cheaper. You won't get the CD that helps you calculate how much money to use but that is a good thing because if you don't return the CD they charge you 5 montly payments of $59.99 if you don't return it within 30 days. Unfortunately, I misread the information and got taken for $200 before I called and complained so they'd stop billing me. They refused to credit the charges that went through. Now I have to file a complaint with PayPal and the CA Dept. of Consumer Affairs. Hope this helps in your decision.
Gail

Williamson, GA

#16 Jan 29, 2009
Don't want to pay? Go to your local library-check to see if they have a copy. Today most libraries within a state are interconnected. If your local library doesn't have a copy, check the
entire library system. Surely some library within the state will have a copy. Then you put a hold on it. In a few days to a few weeks the book will arrive at your local library with your name on it. You will be notified by phone, email or snailmail as per your instructions. Cost? zero, zip, zilch, nada, bupkis.
Mike

Raleigh, NC

#17 Feb 17, 2009
I have been in the real estate and mortgage business for over 20 years. I know what I am talking about. Look you fools it is just not mathematically possible for you to pay off your mortgage more quickly without paying down the principal. Ask anyone who has taken basic finance 101. Better yet take a finance class yourself so you won’t be tempted by these scams. If this was so simple don’t you think it would be in common use? Don’t buy this BS about some "secret" that pays off your mortgage without you inputting any money. They want you to open home equity accounts with them and buy outrageously overpriced software from them. You can’t borrow your way out of debt! If you want to get debt free stop borrowing and living beyond your means and pay off your debts. Look into something like Dave Ramsey’s FPU or total money makeover if you want a program that tells the truth about finance. Also if you want to lose weight stop overeating and parking your tail on the couch watching infomercials about paying off your debts with more loans and "secret" formulas. Please wake up America! Stop looking for these “easy” no effort solutions to your problems.
Mike

Raleigh, NC

#18 Feb 17, 2009
Just look at the FAQ section of any of these programs. They all talk about borrowing money from some other source to pay off your mortgage. Many of them even talk about using overdraft lines of credit and credit cards as well as a home equity loan to borrow. ALL these sources of funds carry significantly higher borrowing costs than all but the ugliest subprime mortgages. And that is before the fees kick in. One other thing to note..........these are all multi level marketing deals too. They ALL pay you a commission for selling your friends and family on the scam. Just Google any of these systems and you will see tons of comments about what a rip-off they are. Wake up you sheep! Make the effort to get your financial life together with some education and discipline not some magic system that is just going to separate you from more of your money.
KevinM

Corte Madera, CA

#19 Feb 18, 2009
Other than credit cards with teaser rates, I've never seen loan rates lower than a traditional mortgage. I consider a HELOC the same as putting money on a credit card, the rate is usually not fixed, a much higher rate, but is secured against your home. If you pay down your principal with other credit, which is not deductible, and at a much higher rate, you had better have a fantastic income. If this plan is so great, maybe Obama can buy a copy and save the economy.
Rich107

Klamath Falls, OR

#20 Feb 22, 2009
Mike wrote:
Just look at the FAQ section of any of these programs. They all talk about borrowing money from some other source to pay off your mortgage. Many of them even talk about using overdraft lines of credit and credit cards as well as a home equity loan to borrow. ALL these sources of funds carry significantly higher borrowing costs than all but the ugliest subprime mortgages. And that is before the fees kick in. One other thing to note..........these are all multi level marketing deals too. They ALL pay you a commission for selling your friends and family on the scam. Just Google any of these systems and you will see tons of comments about what a rip-off they are. Wake up you sheep! Make the effort to get your financial life together with some education and discipline not some magic system that is just going to separate you from more of your money.
Ya thinks so dave? Thanks for embarrassing in public.
For all that want to know what Dave obviously does not.Play this video.
http://www.primeequitybuilder.com/howitworks

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