Innovative Service on Mobile - Corwd-lending App
Posted in the Banking Forum
#1 Mar 18, 2014
Guys, we have few ideas about improving and facilitating retail banking services innovatively via smartphone applications. We would extremely appreciate if you could share your thoughts and advice on the idea below. Could consider on the dimensions of how practicality, usefulness and attractiveness are the idea to you. We will contact and reward the ones who provide genuine and valuable feedback as this is a well-sponsored project.
What do you think of a mobile app that allows the crowd to have input in large retail banks’ lending decisions to Small and Medium Enterprises in their community. Users would rate SMEs in their communities that need support to raise money. Large banks would in turn keep an eye out for the popularity of businesses in the area and factor that into their lending decisions to those businesses. Users who rate could even get paid a very small fraction of the end amount lent as a finder’s fee.
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