Innovative Service on Mobile - Intelligent Budget Management

Posted in the Banking Forum

Anonymous

London, UK

#1 Mar 18, 2014
Guys, we have few ideas about improving and facilitating retail banking services innovatively via smartphone applications. We would extremely appreciate if you could share your thoughts and advice on the idea below. Could consider on the dimensions of how practicality, usefulness and attractiveness are the idea to you. We will contact and reward the ones who provide genuine and valuable feedback as this is a well-sponsored project.

Q2:
What do you think of a money management tool AI-based (artificial intelligence), administered by your retail bank, that keeps track of your budget by categories, and then provides notifications, tips, and deals to help you stay within your budgets by each category (ie. Food spending, clothes shopping, transportation spending, medical bills, education fees, etc.) The association with your retail bank would help you connect your spending habits to acquiring loans, setting up new accounts, and working with the bank to manage your money.

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