I owe 16,000 on a mobile home. I only have 3 1/5 years left on it but i just recently found out i have a medical condition and i can no longer afford the payments. I am currently only one month behind. I have already moved out of the home back to my mom's to help me with my daughter. I have had the mobile home up for sale for 6mths now and i really dont want to foreclose because it would ruin my credit. I no longer wish to live in the home and make payments. It is in a mobile home park. I have no idea what to do next. I dont know how a short sale works and i dont know who to contact...
PLEASE any advice would be much appreciated.
Thanks in Advance.