Barack Obama, our next President

Full story: Hampton Roads Daily Press

"The road ahead will be long. Our climb will be steep," Obama cautioned. Young and charismatic but with little experience on the national level, Obama smashed through racial barriers and easily defeated ...

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new hammer time

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#861044
Feb 18, 2013
 

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I cant help it but everytime I see Obama on Tv , I get the urge to masterbate !

Since: Feb 13

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#861046
Feb 18, 2013
 

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DBWriter wrote:
<quoted text>
Get rid of the minimum wage entirely.
If a person is still making minimum wage after any appreciable time working for a living, that's all they are worth... if that much.
Why should an employer pay more for the same useless employee?
Why would you want to go back to the 1920s and 1930s in America? How long before American companies would be paying American workers just like the slaves they pay in China? You don't think there is a young guy just out of college that would do your job for half price? You are full of shit if you think American companies would not cut pay down until everyone was working for $1.00 a day. Billionaire CEOs closing 27,000 American factories in the past 20 yrs. and shipping them to China proves that.
new hammer time

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#861047
Feb 18, 2013
 

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I left my wife for another man.
Im his Bitch Bottom boy.
Lincoln

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#861048
Feb 18, 2013
 

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John Galt wrote:
<quoted text>
Tiger's personal life is not of interest to me, only his golf game.
Likewise, Obama's homosexuality is not the reason that he is a lousy president.
nobama's "nancy post",

his favorite flavor of the day.

Bwhaaaaaaaaaaaaaaaaaaaaaaaaaaa a
Homer 2016

Bethlehem, PA

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#861049
Feb 18, 2013
 

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discordian wrote:
<quoted text>
More of your idiotic lies, todays' high school graduates would be lucky to tell you when WWII was and you expect someone to believe they might have learned about the inner workings of Germany pre WWII?
Or were there some other history classes we don;'t know about?
Ur so full of crap, your ego boosted by the other idiotic, know nothing libs on here.
Reading a history book would show you the inner workings of Germany pre-WWII, I am sorry your are lacking in such knowledge, seems you proved my point about spending your time partaking in recess instead of history class.

If you knew anything about the Treaty of Versaille you would know that Germany was indeed disarmed, had land taken away, and forced to pay heavy reparations by the allies.
new hammer time

Richmond, VA

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#861050
Feb 18, 2013
 

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discordian wrote:
<quoted text>
Do you blame your morbid obesity on poor food choices or living on food stamps your entire life?
not obese boy.....food choices are good for a vegan....don't use food stamps either. what about your bald head.....even using a barrel of Rogaine won't bring back that cactus patch anymore.
Homer 2016

Bethlehem, PA

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#861051
Feb 18, 2013
 

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Realtime wrote:
<quoted text>Whoa, don't get carried away Homer.
That description fits exactly no one on this thread and particularly not Bronach or the Laughing Liberal no matter which names they reappear as daily.
I walk/scroll away from fks like that too__with some pride I might add.
I like honest people best__and I dislike liars and trolls, simple deal.
Come on man, why can't I get carried away a little?
new hammer time

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#861052
Feb 18, 2013
 

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Anybody want a New Hum Job ?
NEW HUMMJOB TIME IS IM DA HOWWWWSE !
On my knees and ready to please.!
sonicfilter

Indianapolis, IN

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#861053
Feb 18, 2013
 

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In Search of a ‘Solidaristic Center-Right’

... Republicans would, I think, have employed apocalyptic rhetoric about country-destroying socialism and spiteful 47 Percentism even if Hillary Clinton had won the presidency in 2008. The party, and the movement broadly speaking, needed to evade responsibility for the financial crisis and the recession that followed. So it noisily separated itself from the big-spending ways and self-advertised “compassion” of the Bush administration—even as it now grapples with the task of presenting an agenda that affirmatively appeals to middle-class families.

The problem is simple: a pro-family agenda and the apocalyptic anti-statism are divergent paths.

Sooner rather than later, conservatives interested in winning elections again are going to have to choose.

http://www.theamericanconservative.com/in-sea...

Since: Feb 13

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#861054
Feb 18, 2013
 

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discordian wrote:
<quoted text>
It's all here, dummy:
Community Reinvestment Act of 1977.
In the 1990's under the administration of Franklin Raines, a Clinton Administration appointee, Fannie Mae began to demand that the lending institutions that it dealt with prove that they were not redlining. This meant that the lending institutions would have to fulfill a quota of minority mortgage lending. This in turn meant that the lending agencies would have to lower their standards in terms of such things as down payments and the required incomes. These subprime borrowers would be charged a higher interest rate. Having put the lending agencies into the position of granting subprime mortgages Fannie Mae then had to accept lower standards in the mortgages it purchased. That set the ball rolling. If a bank granted a mortgage to a borrower that was not likely to successfully pay off the mortgage then all the bank had to do was to sell such mortgages to Fannie Mae. The banks typically earned a loan origination fee when the mortgage was granted. The lending agencies could then make substantial profits dealing in subprime mortgages.
Because Fannie Mae and Freddie Mac made a market for subprime mortgages the lenders did not have to worry about of the soundness of the mortgage contract they wrote. Thus the lenders could write the mortgages as adjustable interest rate mortgages knowing full well that an upturn in the interest rates could easily throw the borrower into insolvency. For example, when the interest rate is 6 percent the mortgage payment for a 30-year $200,000 mortgage is $1199 per month. If the interest rate goes up to 7 percent the mortgage payment would increase by $131 per month, an 11 percent increase. For many of the subprime borrowers living on the edge of insolvency this would be enough to push them over the edge. The guilt for the subprime mortgage financial crisis lies both with the lenders who knowingly put borrowers into booby trapped mortgages and the management of Fannie Mae and Freddie Mac for making a market for such booby trapped mortgages thus giving the lenders the incentive for writing them.
One more time for your ignorant ass. What did 90% of ALL home loans defaulted on in 2008 have in common? They were ALL less than 5 years old. What changed in 2003 that 5 years later would cause so many loans not to be paid? President Bush Signs American Dream Downpayment Act of 2003. You can blame a housing bust on a 30 year old law all you want but you cannot work around the FACT that Bush changed the housing market in 2003 with his new Law that within 5 years went bad. Dumbass.
new hammer time

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#861055
Feb 18, 2013
 

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Yes I swallow !
Realtime

Deltona, FL

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#861056
Feb 18, 2013
 

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Homer 2016 wrote:
<quoted text>Come on man, why can't I get carried away a little?
OK__go ahead__just don't soil or otherwise sully your rep as a sane and centered topix contributor.

Hah!

“God bless you, Mr. President”

Since: Jul 08

Peaceful, prosperous second

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#861057
Feb 18, 2013
 

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new hammer time wrote:
I cant help it but everytime I see Obama on Tv , I get the urge to masterbate !
Spamming troll can't spell masturbate...I think this is the idiot from NC. What he lacks in intelligence he tries to make up for in vulgarity, but there's just no making up for that much ignorance.

Whatev...time that the night shift trolls start crawling out from under the bridges they didn't build is a good time to be elsewhere...

Since: May 11

Fayetteville, PA

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#861060
Feb 18, 2013
 

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discordian wrote:
<quoted text>
Stop playing the imbecile, Doorknob, I never said any such thing. How about we remove every subsidy on the books for any business, of any kind? Including the $7500 for the worthless Chevy Volt?
How about for ethanol? Green energy schemes?
Most of us have IC vehicles, not wind powered Obama mobiles like you.
This is what I love about you dumbf*cks.

The oil subsidies should be eliminated because oil companies are making billions in profits.

The subsidy for electric cars is needed to boost that industry which is good for this country.

Since: Aug 11

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#861067
Feb 18, 2013
 

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RealDave wrote:
<quoted text>
This is what I love about you dumbf*cks.
The oil subsidies should be eliminated because oil companies are making billions in profits.
The subsidy for electric cars is needed to boost that industry which is good for this country.
all subsidies including all Social & Corporate Welfare should be Eliminated to make the economical playing field equal.

Government Spends More on Corporate Welfare Subsidies than Social Welfare Programs

http://thinkbynumbers.org/government-spending...

Since: May 11

Fayetteville, PA

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#861068
Feb 18, 2013
 

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discordian wrote:
<quoted text>
It's all here, dummy:
Community Reinvestment Act of 1977.
In the 1990's under the administration of Franklin Raines, a Clinton Administration appointee, Fannie Mae began to demand that the lending institutions that it dealt with prove that they were not redlining. This meant that the lending institutions would have to fulfill a quota of minority mortgage lending. This in turn meant that the lending agencies would have to lower their standards in terms of such things as down payments and the required incomes. These subprime borrowers would be charged a higher interest rate. Having put the lending agencies into the position of granting subprime mortgages Fannie Mae then had to accept lower standards in the mortgages it purchased. That set the ball rolling. If a bank granted a mortgage to a borrower that was not likely to successfully pay off the mortgage then all the bank had to do was to sell such mortgages to Fannie Mae. The banks typically earned a loan origination fee when the mortgage was granted. The lending agencies could then make substantial profits dealing in subprime mortgages.
Because Fannie Mae and Freddie Mac made a market for subprime mortgages the lenders did not have to worry about of the soundness of the mortgage contract they wrote. Thus the lenders could write the mortgages as adjustable interest rate mortgages knowing full well that an upturn in the interest rates could easily throw the borrower into insolvency. For example, when the interest rate is 6 percent the mortgage payment for a 30-year $200,000 mortgage is $1199 per month. If the interest rate goes up to 7 percent the mortgage payment would increase by $131 per month, an 11 percent increase. For many of the subprime borrowers living on the edge of insolvency this would be enough to push them over the edge. The guilt for the subprime mortgage financial crisis lies both with the lenders who knowingly put borrowers into booby trapped mortgages and the management of Fannie Mae and Freddie Mac for making a market for such booby trapped mortgages thus giving the lenders the incentive for writing them.
1) The CRA said banks had to work within their community to help those who could not quite meet current standards buy mortgages by lowering the interest rate or down payment. In these cases, home buyers still had to prove they could make these payments.

2) These loans were typically long term standard (fixed interest) mortgages. The vast majority of problem mortgages were short term mortgages like interest free with a balloon payment.

3) In the housing collapse, the percent of failed mortgages that were CRA was no higher than the percentage of all loans that were CRA. If CRA loans were the cause then certainly more of these would have failed.

4) Banks hated the CRA. They were not as profitable. How did they go from hating the CRA to deciding that they loved it?

5) The loams you described are not CRA loans.

Since: May 11

Fayetteville, PA

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#861069
Feb 18, 2013
 

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discordian wrote:
<quoted text>
Damn doorknob, you really need an education:
Nice Business Dividends: Top 10 Corporate Tax Breaks - US News ...
www.usnews.com/.../top-10-corporate-tax-break ...
Philip Moeller
by Philip Moeller - More by Philip Moeller
Many corporate tax breaks also generate benefits for individual taxpayers, but this list only includes the amount of the benefit provided to the corporate taxpayer.
Business Tax Credits - Internal Revenue Service
www.irs.gov/Businesses/...Businesses.../Busin ...
Dec 10, 2012 – Business Tax Credits. Your general business credit for the year consists of your carryforward of business credits from prior years plus the total ...
Business Tax Credits | California Franchise Tax Board
https://www.ftb.ca.gov/businesses/bustaxcredi ...
Pay online · Electronic Funds Transfer (EFT) for corporations · Check, money order, or cash · Installment agreement · All payment options. Online Services ...
Tax Incentives Assistance Project: Business Tax Incentives
www.energytaxincentives.org/business/
Business Incentives. Commercial Buildings. Businesses can get deductions for new or renovated buildings that save 50% or more of projected annual energy .
Are you by chance mentally ill? Your ignorance and dishonesty astounds.
We are talking about oil industry subsidies. An industry that is not in need of any subsidies.

List all the crap you want, it is not relevant.

Subsidies can be used to push & shape for the good of the country.

Some subsidies are good. Some need to be eliminated.

Why do you right whiners want to keep handing money to oil companies when they are making billions.

It s really simple question that you obviously can not answer.

Since: May 11

Fayetteville, PA

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#861070
Feb 18, 2013
 

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discordian wrote:
<quoted text>
More of your BS, Doorknob, you got nothing but regurgitated Communist Mainifesto BS.
Why'd you ignore Facebook? Because you're dishonest.
Why'd you ignore billions lost to failed green energy? you're a liar.
Try some honesty for once.
Keep running away & changing the subject.

Are you that dumbass Floriduh?

“God bless you, Mr. President”

Since: Jul 08

Peaceful, prosperous second

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#861071
Feb 18, 2013
 

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discordian wrote:
<quoted text>
Jack Lew, another of Obimble's crooked buddies.
"Jack Lew, who has been nominated as the next treasury secretary, oversaw up as many as a hundred Cayman Island investments when he worked at Citi Bank as chief operating officer of the alternative investment services unit, SEC disclosures reveal. It has previously been reported that Lew himself had been invested in a fund that was based in the Cayman Islands."
Now, where have we heard about the Cayman islands before? Oh ya, the idiotic lemmings on the left were bashing Romney about it.
Libs are such douchebags
You still avoid the question about you lie regarding Dumbya's retirement activities. You clearly don't understand what hedge funds do. You obviously don't understand how the CRA worked. http://krugman.blogs.nytimes.com/

I'd feel better if I thought you could read the article and even more delirious if I thought you could understand charts and graphs, but, alas, the Limbaughtomization of the Grumpy Old Pricks depends on gormless old perverts like you.

“God bless you, Mr. President”

Since: Jul 08

Peaceful, prosperous second

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#861072
Feb 18, 2013
 

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http://krugman.blogs.nytimes.com/ If it doesn't get you to CRA immediately then add "Things Everyone in Chicago Knows" (but anything there with Krugman might improve your understanding.)

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