Again, this post confirms that you and your boyfriend or husband(doubt) have a combined income of less than 60K.<quoted text>
Yes I have already told you about my previous financial struggle. It was around 12 years ago when I lost my job and things had gotten pretty scary and no matter how well off you get, you don't forget the struggle. But I found a good paying job, a nice apartment and car and pulled myself up by my boot straps and later I met my future husband. My husband I are truly blessed to have all that we do that enables me to be a stay at home wife, have beautiful home in a nice neighborhood and don't to have to stress over bills like many people do. Just judging from your concern over money that you have mentioned several times, I sense that you are very poor, battling to pay your bills and a bit jealous of my and my husband's situation.
Your struggling was very recent, it wasn't in your early 20's because nobody considers anything in their early 20's as anything other than life.
Based on your posts, you're in your 40's, dating a white guy and splitting the bills 50/50. You both work general labor jobs, neither has a degree, and you don't have any children because you can't afford to not work, OR.. you don't really have a boyfriend and you live by yourself.