Judged:
1
Taxpayer wrote:
I love this....TWICE you say "we received NO help from the government...EXCEPT a 1)Loan to rebuild and 2) money to rent a house. What the hell more do you want? Maybe you should do you own research and don't buy or build in a FLOOD PLAIN! Or if you do...BUY FLOOD INSURANCE!
Truly amazing....
Half the homes in Cobb which were deemed significantly damaged were not in the flood plain. Some of the homes which were in the flood plain did not used to be in the flood plain but after excessive development around the flood plain and with mountains of dirt brought in to raise areas above the flood plain they had to move the flood plain a year ago bringing more into it. They had houses in the 500 year flood plain wiped out and homes not in the restricted 100 year flood plain or in the 500 year flood plain got flooded anyway.
A lot of it is the governments fault, they allow development in areas they should not, they maintain an artificial level to the Chattahoochee river, they took over the flood insurance program and let insurance companies pick the hazards they insurance.
If they can bail out these banks they can bail out these people and should. For those of you that don't know the government runs flood insurance not insurance companies. The government buys homes in flooded areas not to help people but to control the governments repetitive losses since the government pays the insurance tab with people get flooded out who do have flood insurance. The problem is that they take their sweet time about it. It takes them a year to decide on what homes they are going to buy. Then it can take as long at 3 years to fully implement the program of buying the homes. If you have a flooded home the government is going buy and the government buys it in 18 months that is record speed more likely you should expect 2 years to pass. Meanwhile you have to have a place to live, often that is in the flooded house so the money spent fixing the place up if you can even do that is wasted.
2 or 3 years is too long for a family of limited means to wait for an answer from the government.